About Atlas Credit
Atlas Credit is a dynamic microfinance agency based in Malawi, committed to fostering financial inclusion and empowerment. For nearly seven years, we’ve been creating opportunities for entrepreneurs to grow their businesses, farmers to sustain their communities, and families to break free from the cycle of generational poverty.
We design and deliver innovative financial solutions—combining microloans, training, and support—to address the challenges faced by those often excluded by traditional financial institutions. Guided by a passionate team of experts and philanthropic leaders, we are part of a nationwide movement to end extreme poverty in our lifetime.
At Atlas Credit, we believe everyone deserves the chance to build a secure financial future. Our mission is to make that a reality through responsible, accessible, and inclusive microfinance.
Our History
Atlas Credit was founded in 2017 by businessman Emery Kwihangana, a visionary leader who saw the transformative power of providing financial services to underserved communities across Malawi. What began as informal lending quickly evolved into a formal institution with the company officially registered with the Registrar of Companies in [MONTH, YEAR].
Operating as a sole proprietorship, Atlas Credit Limited is headquartered at the European Business Centre, Mpikisano House, behind NBS Bank in Area 3, Lilongwe, Malawi.
Today, Atlas Credit Limited is a proud subsidiary of Atlas Holdings Limited. Our mission is to be a trusted financial partner, offering practical and inclusive financial solutions to individuals, SMEs, students, farmers, and entire communities.
We remain committed to our founding vision: a world where everyone has the opportunity to rise out of poverty and achieve financial independence. This vision continues to guide our growth and innovation as we expand programs in Agricultural Finance, Educational Finance, Micro-Insurance, and other high-impact initiatives. Our current strategic plan is focused on scaling our reach and impact to help even more Malawians thrive.
Our Target
Our target clients are those marginalized individuals, including women, in impoverished areas. These individuals might have entrepreneurial aspirations but lack financial support.
Our Vision
To be a catalyst for positive economic change by empowering individuals and small businesses through accessible and responsible financial solutions, and be the most preferable and sustainable financial institution in Malawi.
Our Mission
Fostering economic growth and building a more inclusive and resilient community through provision of financial support and professional services including business formalisation, training and coaching.
Our Core Values
We uphold the highest standards of honesty and transparency in all our interactions, ensuring trust and credibility with our clients and stakeholders.
We understand the unique financial challenges faced by individuals and small
businesses, and we approach each client with empathy and a commitment to finding solutions that suit their needs.
We embrace creativity and innovation in our approach to financial services, leveraging technology and best practices to continuously enhance the client experience and streamline our operations.
We are dedicated to responsible lending practices, ensuring that our clients are provided with loans that are both sustainable and aligned with their financial goals.
We actively contribute to the well-being of the communities we serve by promoting financial education, entrepreneurship, and community development initiatives