Overview
Atlas Credit offers microloans tailored to empower individuals—especially individuals from marginalized, rural, and semi-urban communities—by supporting personal financial goals and small business ventures.
These loans help our clients grow or start businesses such as livestock farming, vegetable sales, and small retail. Women are also included in our clients’ database, reflecting the company’s focus on financial inclusion. Beyond financial support, Atlas Credit fosters long-term empowerment and entrepreneurship.
The institution upholds strong values of equality and non-discrimination, serving all clients regardless of background, ethnicity, religion or physical challenges.
Loan eligibility
You need to meet these basic conditions to be eligible for an Atlas Credit loan:
Should be a citizen/a legal resident of the Republic of Malawi.
Should be over 18 years of age and below 60 years of age.
Should possess a valid ID. (National ID, Passport, Driver's License, and a Resident Permit (for foreign nationals))
Should be involved in income generating activities (should have a stable income)
Application process
Atlas Credit accepts loan applications through our online loan application portal, and conventional loan application. All loan applications are reviewed within 48 hours.
Online loan application
Our online application is simple and user friendly. Just fill in all the needed information, upload the required documents and click the button.
Conventional loan application
Visit your nearest branch and complete the application forms and then submit together with your supporting documents.